Koody helps you make SMART financial decisions.
Most people aren't taught how to budget or manage money. We built Koody to change that. Koody empowers you to spend, save, and plan with confidence, even if you're starting from scratch.
How it works
Managing your money shouldn't require perfect habits or perfect systems.
Whether you're just starting to take control of your finances or looking for a better way to stay organized, Koody is designed to meet you where you are. You can link your bank accounts, enter things manually, or import past transactions; whatever works best for you. However you use it, you'll always get clarity, simplicity, and support.
Add Your Accounts
Link your bank accounts securely, add them manually, or do a mix of both. You're in control. We support both automatic syncing and a clean, simple form for manual account setup. No pressure, no complicated setup, and no more jumping between apps or wondering what's where.
Track What Matters
Add your transactions manually as they happen, or upload your bank statements in one quick go. Manually added transactions let you choose categories on the spot, while imported ones are automatically sorted for you, helping you understand where your money's going and where it shouldn't be.
Stay on Plan, Effortlessly
Once your accounts and transactions are in, everything starts to come together. Set budgets, create goals, track your progress, and let the app do the heavy lifting. Whether it's building savings, avoiding overdrafts, or making sure you don't overspend before payday, we've got your back.
Koody is ideal for most people, including single folks, couples, families, households, and students. And, you absolutely do not need to link your bank accounts to use it.
Koody is ideal for most people, including single folks, couples, families, households, and students. And, you absolutely do not need to link your bank accounts to use it.
BANK ACCOUNTS
Add your bank accounts to see them all in one place.
Whether it's a checking account, a retirement account, crypto wallet, or even the cash you keep on hand, it all counts. Koody gives you a complete picture of your finances by letting you add any type of account, manually or via secure bank connections.
It's quick to set up and designed to work around your life, not the other way around.
- See all your accounts, including checking, savings, investments, and more, in one unified dashboard
- Add accounts manually or connect them securely in seconds
- Keep track of your full financial picture, including crypto, retirement, and cash on hand
INCOME AND EXPENSES
Track what's coming in, what's going out, and what's due next.
Whether you log transactions manually or let the app pull them in automatically, everything is built to be flexible and easy to maintain. You can track one-off payments, set up recurring bills or paychecks that generate themselves on the right day, and even tag income that has tax due, so nothing sneaks up on you.
From everyday spending to long-term planning, this is how you stay on top of your money without losing track of the details.
- Log income and expenses manually or sync them automatically from your bank
- Set up recurring payments to track subscriptions, salaries, or bills with zero effort
- Mark income as taxable so you know exactly what's yours and what you owe
BUDGETS
Build a budget that fits your life (not the other way around).
Koody is designed to be flexible, forgiving, and actually useful. You can create monthly or custom budgets, track your spending by category, and adjust things as life changes, because it always does.
Recurring expenses are automatically factored in, and you can carry over leftover amounts, making sure every dollar has a job without it feeling like a chore. Whether you want to save more, spend better, or just stop running out of money before the end of the month, your budget becomes your guide not your judge.
- Create dynamic recurring or one-off budgets that adapt to your income, lifestyle, and goals
- Track spending by category and adjust in real-time as life happens
- Get a clear view of how much is left, what's overspent, and what's ahead
COLLABORATION
Money is easier to manage when you're not managing it alone.
Whether you're sharing finances with a partner, supporting a family, or managing a household with roommates, transparency matters. Our collaboration tools let you invite the people you trust to share access to your budgets and bank accounts, so everyone stays on the same page without the awkward spreadsheets or endless back-and-forths.
You decide what they can see and do. Collaborators can help track spending, add transactions, adjust budgets, and keep everything updated in real time. No more “did you pay that bill?” texts or “where did all the money go?” arguments. Just shared clarity, mutual ownership, and a lot less stress.
- Invite your partner, family, or housemates to collaborate on budgets and accounts
- Set permissions to control who can view, edit, or manage each part of your finances
- Build accountability and shared goals without losing track or control
Pricing
We offer simple, flexible pricing: no hidden fees and no surprises. Start with a free month to see if it's right for you. If it's not, cancel anytime. No questions asked.
First month free. No credit card required.No bank connection required
Input transactions manually
Track income
Track expenses
Track bank accounts
Categorize transactions
Create budgets
Sync budgets with payday
Invite family and friends to share budgets
Persist budgets till infinity
Everything in Standard
No bank connection required
Upload bank statements
Frequently asked questions
1. Can my partner and I share the app?
Yes, you can. Koody supports collaboration, allowing you to invite your partner, family members, or roommates to share and manage budgets and bank transactions together. You can control permissions, ensuring everyone stays informed and aligned without compromising privacy.
2. How do I input my income?
You can add income manually, connect your bank accounts for automatic imports, or upload bank statements. This flexibility ensures you can track your earnings accurately, regardless of your preferred method.
3. Can I change the budget start and end dates to match my pay period?
Absolutely. Koody allows you to customize your budget cycle to align with your pay schedule, whether it's weekly, bi-weekly, or monthly, providing a more accurate financial overview.
4. Can I add a new category?
Yes, you can create as many custom categories as you need. This feature helps you tailor your budgeting to reflect your unique spending habits and financial goals.
5. Does the app support tax tracking for income?
Indeed, you can mark income as taxable, and Koody will help you track the amount owed. This feature is particularly useful for freelancers and self-employed individuals managing their tax obligations.
6. Can I change my currency?
Yes, Koody supports all global currencies. You can set your preferred currency in the settings, making it convenient for users worldwide to manage their finances in their local currency.
7. Is my financial data secure?
Security is our top priority. We use bank-grade encryption and adhere to strict privacy protocols to protect your data. Your information is never shared without your consent, ensuring your financial data remains confidential.
8. Can I track recurring transactions?
Yes, Koody allows you to set up recurring transactions for both income and expenses. These transactions are automatically generated on the specified dates, helping you stay on top of regular financial commitments.
9. Can I use the app in my country?
Koody is available globally, including in the US, UK, Canada, and many other countries. We support various currencies and banking systems, making it accessible for users worldwide.
10. How do I connect my bank accounts?
You can securely link your bank accounts through Koody using trusted third-party services. This connection enables automatic transaction imports, providing a comprehensive view of your finances in one place.
11. What happens if I cancel my subscription?
If you cancel during your free trial, you won't be charged and your access will end when the trial expires. If you're already on a paid plan, you'll keep access until the end of your billing cycle, after which your account will be deactivated. You can always come back and reactivate your account later. Your data will be securely stored for a limited time in case you return.
12. How do I delete my account?
To delete your account, navigate to 'Edit Profile' and select 'Delete Account.' Please note that this action is irreversible and will permanently remove all your data.