Automatically categorize your bank statements.
Import statements from your bank, credit union, or credit card provider. Koody automatically categorizes your transactions so you can manage cash flow, build budgets, and get ready for tax time with accountant-ready records.
Bring months or years of transactions into one place.
Import bank and credit card statements or spreadsheets, and let Koody handle the automatic categorization.
Your accounts, together.
Import bank and credit card statements, even if your bank or credit union doesn't connect to finance apps. Koody automatically categorizes your transactions so you can see your balances, income, and expenses together.
- Bring in months or years of transaction history.
- Get started without linking your bank account.
- Manage personal and business cash flow in one place.
Your bank statements, automatically categorized.
Catch up on months of transaction history without retyping every entry. Koody automatically categorizes your transactions, cleans up descriptions, and checks for duplicates, giving you organized records for cash flow, budgets, and tax preparation.
- Import PDF and CSV bank statements.
- Save time with bulk changes.
- Let Koody remember your corrections for next time.
Build a budget from your history.
Put your imported transactions to work. See how income and expenses fit together, then ask Koody to build a budget from your spending. Your history gives you a starting point for the months ahead.
- Understand your cash flow over time.
- Create a budget from recorded spending.
- Track what is spent and what is left.
Make sense of months of transactions.
Koody automatically categorizes your imported bank transactions so you can understand your income and expenses without adding up statement after statement. See your cash flow by category, then use your history to set spending limits that work for you.
- Keep salary, groceries, bills, and more organized.
- Follow category totals over time.
- See how much room is left in your category limits.
Plan around paydays, bills, and quieter weeks.
A monthly total doesn't tell you when money gets tight. Koody shows income and expenses week by week, helping you spot when bills bunch together, when income arrives, and which weeks put pressure on your balance.
- See weekly money in, money out, and net cash flow.
- Find your biggest income sources and expenses.
- Spot the merchants you use most often.
Catch up on your business books.
From client payments to rent and software, Koody simplifies bookkeeping for sole proprietors and small businesses by automatically categorizing imported bank transactions. Create profit and loss reports and get your records ready for Schedule C and your accountant.
- Track business income and expenses together.
- Keep personal and business activity separate.
- Keep receipts and invoices alongside your transactions.
Turn bank transactions into business reports.
For sole proprietors and small businesses, categorized transactions are the starting point for a profit and loss report. See revenue, expenses, and profit together, and keep track of your business cash flow throughout the year.
- See the transactions behind your totals.
- Compare profit with the previous year.
- Export your profit and loss report.
Get your records ready for tax time.
Turn categorized business income and expenses into a Schedule C preparation worksheet. Keep supporting receipts and invoices with your transactions, then give your accountant organized records to work with.
- Prepare Schedule C records for your sole proprietorship.
- Keep supporting documents with the right transactions.
- Export reports and transactions for your accountant.
Watch a bank statement become a budget.
Press play to see Koody automatically categorize bank transactions and build a budget around your spending.
Import bank transactions, then create a budget from your spending.
Pricing
Statement imports, automatic categorization, unlimited history, and business reports are included in the Plus plan.
Free
Track money by hand, calculate your tax set-aside, and talk to Koody AI.
- Input transactions manually
- Add bank accounts
- Track spending and income (up to 1 year)
- Categorize transactions
- Monitor subscriptions or bills
- Koody AI
- Upload receipts
- Calculate your tax set-aside
- Access on mobile and desktop
Standard
Budgets that match your paydays, longer history, and exports.
- Everything in Free
- Track spending and income (up to 3 years)
- Add new categories
- Auto-generate recurring transactions
- Export transactions (CSV, Excel, JSON)
- Create and manage budgets
- Sync budgets with your payday
- Create recurring budgets
Plus
Statement imports, auto-categorization, unlimited history, and business reports.
- Everything in Standard
- Import transactions from bank and credit card statements (CSV or PDF)
- Track spending and income (unlimited years)
- Automatic transaction categorization
- Business reports, including P&L
- Unlimited categories
- Automatic detection of recurring transactions
- Advanced Koody AI
Frequently asked questions
Can I import my transaction history without linking my bank?
Yes. Download statements from your bank or credit card provider, or export transactions from another budgeting app. Import the files into Koody to bring your history together without linking your bank account.
Where do I import transactions?
In the app, go to Overview > New > Import Bank Transactions. You can start from any account, then choose where the file should land.
What file types does Koody support?
Koody imports bank and credit card statement PDFs and CSV files. For Excel or Google Sheets transactions, export them as CSV before uploading.
Can Koody automatically categorize my bank statements?
Yes. Koody extracts the transactions from your statement and automatically categorizes income and expenses. You can review the results, change categories, and update several transactions together.
Can I import transactions from multiple banks or cards?
Yes. Import each statement into the right Koody account so everything stays organized and easy to filter.
Can I keep the categories in my CSV?
Yes. When your CSV includes categories, you can choose to use them or let Koody categorize the transactions. You stay in control of the final categories.
Can I import months or years of transactions?
Yes. Import months or years of bank and credit card statements into Koody, then use the date filters to explore earlier periods.
What happens if I import the same transactions again?
Koody checks against previous imports and skips matching duplicates. If you also entered transactions by hand, review those alongside your import.
Will Koody remember my corrections?
Yes. After changing a description or category, choose to apply and remember the change when prompted. Koody can reuse your saved correction for matching transactions in future imports.
Can I use my imported transactions to create a budget?
Yes. In your Personal workspace, ask Koody to create a budget from your recorded spending. You can review the proposed budget before applying it, then track spending against it.
Can I create business reports from imported transactions?
Yes. Categorized business transactions feed your profit and loss report and Schedule C preparation worksheet. It helps organize your records for your accountant; it is not an official IRS form or a tax-filing service.
Which plan includes statement imports?
The Plus plan includes PDF and CSV statement imports, automatic categorization, unlimited transaction history, and business reports. The Standard trial does not include Plus features.
Can I export records for my accountant?
Yes. Export transactions as CSV, Excel, or JSON, and download your business reports. Keep receipts and invoices attached to the relevant transactions to support your records.
How is my data handled when I import?
Koody processes your uploaded statements and transaction data to extract and categorize records. Read our Privacy Policy for details about processing, service providers, and your data rights.
Do I need to map columns?
Only if Koody cannot confidently read your CSV headers or structure. Otherwise, mapping happens automatically, and the import proceeds right away.
Put your transaction history to work.
Less sorting. Organized records. More time to manage your money and prepare for what comes next.
